We express our sincere gratitude for your selection of Yatrik Loan by YATRIK DISTRIBUTORS PRIVATE LIMITED. Assuring the security and respect for your personal data stands as our foremost priority. The ensuing Privacy Policy delineates our approaches towards the accumulation, application, conservation, and distribution of your personal information.
Throughout this document, the terms “we” and “our” are used interchangeably to denote the collective entity of YATRIK DISTRIBUTORS PRIVATE LIMITED and Yatrik Loan.
The purpose of this policy is to inform you about our protocols concerning personal data on mobile platforms. We advise you to carefully examine the following to understand our data handling procedures.
1. Loan Service Provider Synopsis
Entity Name: YATRIK DISTRIBUTORS PRIVATE LIMITED
CIN: U51109WB1995PTC070321
Email Assistance:
Certificate of Registration Number: 14·01681
Address: 46, Ganesh Chandra Kolkata, West Bengal India
2. Management of Personal Information Sharing and Transmission
Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.
Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.
3. Personal Information Collection and Use
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
4. Intended Use of Personal Information
Your personal information is collected and used for the following reasons:
To ensure the provision of requested products and services, and to continuously improve their quality and efficacy.
To manage and respond to your feedback or complaints, and to facilitate communication.
To extend personalized service recommendations and customized experiences.
To perform market research and statistical analyses aimed at enhancing our service offerings.
To fulfill legal and regulatory requirements, thereby protecting the rights and interests of both you and us.
5. Granting of Device Permissions
To proceed with a full loan application within our app, users must consent to the following device permissions:
Camera Functionality: The app needs permission to activate the device's camera to capture images or videos, a requirement for applicants to provide proof of identity. This step is integral to the prevention of financial malpractice.
Location Verification: Permission for the app to access your device's location information is critical for determining if the loan services are applicable within your locality. Areas outside the service scope render applicants ineligible for loan services.
Contacts Scrutiny: Allowing the app to access the device's contact list enables us to perform checks, including compliance with India's local regulations and the detection of sequential numbers, which helps in mitigating potential financial fraud and reducing credit risk.
All information gathered will be securely deleted after the loan eligibility process is concluded, ensuring no information is retained indefinitely.
6. Strategic Initiatives for Personal Information Security
In our ongoing effort to protect your personal information, we implement a sophisticated blend of technical and administrative measures designed to secure the privacy, integrity, and confidentiality of your data.
Our approach includes the deployment of state-of-the-art encryption technologies, ensuring that your personal information is shielded from unauthorized access and exposure.
Access to personal information is strictly limited to a select group of personnel who have been thoroughly vetted and trained in data privacy protocols. We meticulously manage their access rights to ensure that data handling is performed with the highest level of security and professionalism.
Regular security evaluations are conducted on our data storage systems, including physical and digital audits, to ensure they are impervious to unauthorized access. These systems are updated frequently to address any identified vulnerabilities promptly.
To further fortify our data protection capabilities, we have instituted a dynamic privacy protection management system. This system is complemented by rigorous training programs for all employees, aimed at fostering a deep-rooted culture of privacy awareness and adherence to best practices in data security.
7. Cookies: Usage and Other Technologies Control
We implement Cookies and equivalent technologies for the purpose of user experience optimization, service customization, and statistical evaluation. The decision to enable or disable these Cookies is yours, yet opting out may lead to reduced functionality and service offerings within our app.
8. Privacy Agreement Adjustments
As our practices in handling personal information evolve and as we aim to stay compliant with legal requirements, updates to this privacy agreement may be necessary. In the event of critical changes, you will be notified through suitable means to stay informed of our privacy practices.
9. Privacy Support Contact
If you require information, wish to express concerns, or have comments regarding this Privacy Agreement or the processing of your personal information, please contact us at:
Name of Company: YATRIK DISTRIBUTORS PRIVATE LIMITED
CIN: U51109WB1995PTC070321
Email:
Mailing Address: 46, Ganesh Chandra Kolkata, West Bengal India
We aim to respond to and resolve all inquiries with utmost efficiency.
10. Data Access and Amendments
As a user, you possess the right to review, modify, or delete any personal information we hold about you. Should you desire to execute any of these actions, please make your request through our designated contact channels. Our team is ready to facilitate your data preferences efficiently.
We recommend that you take the time to carefully read through and understand our Privacy Agreement before engaging with our offerings. If there are any aspects of the agreement that you'd like to discuss or clarify, please don't hesitate to get in touch with us.
